Pengaruh non-performing loan, kredit macet dan laba bersih terhadap penyisihan kerugian kredit
- Purposes - The purpose of this study is to determine the effect between non-performing loan, bad credit and net profit to allowance for credit losses at PT Bank Sumut Kantor Pusat Medan.
- Methods - The independent variables in this study consist of non-performing loan, bad credit and net profit while the dependent variable is allowance for credit losses. Documentation study was techniques for data collection, while multiple regression was a technique for analyzing data in this study.
- Findings - The result of this study proves that non-performing loan and bad credit effected on allowance for credit losses, but net profit did not effected on allowance for credit losses.
- Keywords - Non-performing loan, bad credit, net profit and allowance for credit losses.